How to Retire in Belize as a Foreigner

Thinking about retiring somewhere warm, affordable, and welcoming? You’re not alone. More and more people are asking how to retire in Belize as a foreigner, and for good reason. With its English-speaking locals, tropical beaches, and relaxed lifestyle, Belize offers an easy and enjoyable way to enjoy your golden years.

In this guide, we’ll walk you through everything you need to know: from who qualifies, to where to live, how much it costs, and what daily life feels like. Whether you’re dreaming of sipping coffee with ocean views or exploring lush jungles, retiring in Belize could be the adventure you’ve been waiting for.

Check if You Qualify (Simple Requirements)

• Age 40 or older and have a steady income of US$2,000/month (US$24,000 annually) from outside Belize, like a pension, Social Security, investments, inheritance, reverse mortgage, or savings deposit.
• Plan to stay in Belize for at least 30 consecutive days each year.
• You’ll need a security clearance from the Belize Ministry of National Security.

Apply for the Qualified Retirement Program (QRP)

• Apply through the Belize Tourism Board.
• Submit proof of your monthly/annual income, passport pages, and a bank statement showing your income deposit in Belize.
• The process usually takes 2–3 months, sometimes faster if all paperwork is ready.

Enjoy Great Benefits Once Approved

• No tax on your foreign income, capital gains, or inheritance in Belize.
• Import one vehicle, boat, household goods, even a light aircraft, duty‑free (subject to rules) in your first year.
• QRP includes your spouse and children under 18 as dependents.

Analogy: Think of QRP like a VIP pass; once you’re in, income flows tax-free, and essential imports are celebrated with “tax‑free” confetti.

Choose Where You Want to Live

Popular expat destinations:

• Ambergris Caye / San Pedro: Beach vibes, scuba, restaurants, ideal if you love fun in the sun. Two-bedroom condos often rent for US$1,000–1,500/month; homes for sale around US$375,000 or more.
• Placencia: A laid‑back seaside town with improved roads and growing infrastructure, homes are vibrant but peaceful.
• San Ignacio: Inland jungle area great for birdwatching, trips into the rainforest, and local cultural discoveries.
• Corozal: Just miles from Mexico, handy if you want more advanced medical care or easy travel to Tulum or Cancun.

Plan for Living Costs & Healthcare

• Many expats live comfortably on US$1,200–1,500/month for a couple, though QRP requires US$2,000/month income.
• Basic public healthcare is available for free, but limited. There are a few private clinics and hospitals, especially in Belize City (e.g, Belize Medical Associates, La Loma Luz).
• For serious or chronic conditions, many retirees visit nearby medical facilities in Chetumal, Mexico.

Live Like a Local: Make It Your Home

The real fun starts once you’re settled in. To feel at home:

• Visit the local market instead of only expat stores
• Say “Good morning!” or “Buenas” to neighbors, it’s part of Belizean culture
• Try local foods like fried jacks, stewed chicken, or ceviche
• Join a group: expat meetups, yoga classes, or even beach cleanups

Key Takeaway

Retiring in Belize as a foreigner is more than just a lifestyle change; it’s a chance to slow down, soak in natural beauty, and enjoy your next chapter with ease. From simple residency options to affordable living and a warm, English-speaking community, Belize offers a retirement path that feels both exciting and comfortable. Whether you’re just beginning to explore your options or ready to leap, having the right information and the right support can make all the difference.